St. Cloud, MN has 202,458 residents and sits 228th among the 387 US metropolitan areas by population. A count of the local trades and a read on where advertising is contested and where it is open.
The metropolitan statistical area is centered on St. Cloud, Minnesota.
Household income runs $76,497 here, which is 5 percent below the national figure. Home values tell their own story; here the median is $272,800, 18 percent below the national figure.
Age and education shape how people search and who answers the phone. Owner-occupied housing 67.6%, 2 points above the US share, which is the figure home-service advertisers should watch. 28.2% of adults over 25 hold a bachelor's degree or higher, 8 points below the US share. Of 111,754 people in the labor force, 4.1% are unemployed, 1 points below the US share. The median age is 35.4, 3.5 years below the national median, so this is a younger market than the country as a whole.
One more comparison, this time with Minnesota: median income 14 percent lower than the Minnesota figure, median home value 17 percent lower than the Minnesota figure, business density about the same as the Minnesota figure.
County Business Patterns counts 5,449 employer establishments in St. Cloud, MN. Per 1,000 people that is 26.9, 8 percent above the national figure. The home-services slice is 318 establishments, 5.8% of the base, 1 points above the US share.
| Trade (NAICS) | Count | Per 100,000 | Index vs US |
|---|---|---|---|
| Highway, street and bridge construction | 11 | 5.4 | 1.82ร |
| Other specialty trade contractors (paving, asphalt, fencing) | 46 | 22.7 | 1.65ร |
| General automotive repair | 79 | 39 | 1.43ร |
| General freight trucking | 107 | 52.9 | 1.40ร |
| Concrete foundation and structure contractors | 20 | 9.9 | 1.31ร |
| Electrical contractors | 68 | 33.6 | 1.25ร |
| Automobile dealers | 38 | 18.8 | 1.24ร |
| Plumbing, heating and air-conditioning contractors | 85 | 42 | 1.17ร |
| Child day care services | 61 | 30.1 | 1.14ร |
| Landscaping services | 85 | 42 | 1.11ร |
| Beauty salons | 52 | 25.7 | 0.95ร |
| Personal care services (all) | 98 | 48.4 | 0.94ร |
| Roofing contractors | 14 | 6.9 | 0.84ร |
| Restaurants and other eating places | 318 | 157.1 | 0.79ร |
| Lessors of real estate (all) | 68 | 33.6 | 0.76ร |
| Dentists | 63 | 31.1 | 0.71ร |
| Grocery and convenience retailers | 46 | 22.7 | 0.71ร |
| Legal services | 68 | 33.6 | 0.58ร |
| Physicians' offices | 50 | 24.7 | 0.35ร |
| Self-storage facilities | 3 | 1.5 | 0.25ร |
Ratio above 1.00: the trade holds a bigger share of the local business base than it does nationally; below 1.00, a smaller one.
St. Cloud, MN is dense with road and paving contractors, specialty trade contractors, general automotive repair and general freight trucking compared with the US pattern. Road and paving contractors are the clearest case: 11 establishments, 1.8 times the share they hold nationally. On the other side, self-storage operators, physicians' offices, legal services and dentists are thin: fewer establishments per resident than the US pattern. Self-storage operators number just 3, about 25% of the US share, which is room for a well-run operator to be the obvious choice. Close to the national mix: landscaping services, child day care services and beauty salons.
Restaurants (318), general freight trucking (107) and personal care services (98) are the biggest categories by establishment count. Per 100,000 residents: restaurants 157.1, followed by general freight trucking and personal care services. Taken as groups, the strongest relative to the US mix are automotive businesses (1.4 times the national share) and the weakest are medical and dental practices (about half of).
Many competitors in road and paving contractors, specialty trade contractors and general automotive repair means the auction is expensive and the map pack is crowded; the winners are the profiles with the freshest reviews and the pages that answer the search precisely. For self-storage operators, physicians' offices and legal services, the opportunity is coverage. Few competitors means the business that shows up for every nearby town and every variant of the search collects most of it. The population is younger than the national median (3.5 years below the national median), which raises the value of Instagram, streaming and AI-answer visibility next to search.
The services that fit this market, given the numbers above. Each links to the full description.
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St. Cloud, MN has 202,458 residents (US Census Bureau ACS 2024 5-year estimate), ranking 228th of 387 metropolitan areas.
The median household income in St. Cloud, MN is $76,497 (ACS 2024 5-year), below the US median of $80,734.
The Census Bureau counts 5,449 employer establishments in St. Cloud, MN (County Business Patterns 2023), or 26.9 businesses per 1,000 residents.
The median home value in St. Cloud, MN is $272,800, and 67.6% of homes are owner-occupied (ACS 2024 5-year).
Measured against the US business mix (County Business Patterns 2023), road and paving contractors, specialty trade contractors and general automotive repair have more establishments per resident than the US average; self-storage operators, physicians' offices and legal services have fewer in St. Cloud, MN.
A short call, a free audit of your current listing and site, and a plan built on what actually competes in this market.
Data: US Census Bureau ACS 2024 5-year estimates and County Business Patterns 2023. Updated 2026-09-29.